How do people pay for college?

<p>OP, there are schools that give generous aid. Some guarantee to meet 100% of need, but they all define need themselves. Also getting into those schools is very difficult. As a general rule, the more generous the finanical aid, the more difficult to get into a school. </p>

<p>If you are using NPCs to see what schools are likely to give you, be aware that the numbers can be off, especially for those schools that give a lot of merit aid and that do not guarantee to meet 100% of need. Also if your family has unusual financial situation or owns a business that can skew the results. But running the numbers and a look at your FAFSA EFC can give you some idea as to where you are in terms of qualifying for financial aid, and targeting some school where generous need based aid is available and also schools where getting merit aid looks good.</p>

<p>But those are still chances. Make sure you have some sure bets in terms of schools you know will take you and that you know you can afford. Everything else is a lottery ticket.</p>