<p>^^^</p>
<p>Yes, the $21k figure applies to undergrad. Your point about grad/med/law school is important. Since those requre big loans, all the more reason to keep undergrad low.</p>
<p>
For example, SUNY UB offers a 6-year doctor of pharmacy program. The PharmD degree entails at least two years of pre-pharmacy courses followed by four full-time years of professional study that provide an educational foundation for a career in pharmacy.</p>
<p>So, after two years of undergradate study, you become a graduate student and lose the eligibility to Pell grant, NYS TAP, & subsidized loans.</p>
<p>4kidsdad, some programs set it up so it doesn’t work that way. At my school, there used to be what was called a 2/5 UG/Med school program. Though it was so designated, and those accepted to it went to the medical school after sophomore year, I know that the costs and the aid were still attributed to the UG college through the third year, at which point the student was considered graduated. Then the 4 years of med school would begin. I’ve heard that Pharm programs can work that way too, though I don’t know if the UB program does.</p>
<p>OP has left the room, and now from more recent posts looks like she’s got problems that go beyond her unrealistic expectations for financing college. Sigh…</p>
<p>?</p>
<p>(10 characters)</p>
<p>Also, how is it unrealisitc if in reality some schools do give generous need based aid?</p>
<p>OP, there are schools that give generous aid. Some guarantee to meet 100% of need, but they all define need themselves. Also getting into those schools is very difficult. As a general rule, the more generous the finanical aid, the more difficult to get into a school. </p>
<p>If you are using NPCs to see what schools are likely to give you, be aware that the numbers can be off, especially for those schools that give a lot of merit aid and that do not guarantee to meet 100% of need. Also if your family has unusual financial situation or owns a business that can skew the results. But running the numbers and a look at your FAFSA EFC can give you some idea as to where you are in terms of qualifying for financial aid, and targeting some school where generous need based aid is available and also schools where getting merit aid looks good.</p>
<p>But those are still chances. Make sure you have some sure bets in terms of schools you know will take you and that you know you can afford. Everything else is a lottery ticket.</p>
<p>Si senior me comprehendo</p>
<p>I pay in cash money bruh… Stackin’ papah!</p>
<p>agreatperhaps- how about a thank you to all of the people who responded to your questions and also took time out of their busy lives to share some personal insights with you? I do not think you know, just how lucky you are to have anyone respond to your comments. Being grateful and being teachable are two of the best qualities to carry into college.</p>