<p>Mom2collegekids is right. By living at home, your parents are essentially giving you $7-12K a year in terms of a roof over your head, some meals, necessities and whatever handouts that they can. You can focus on taking care of the tution, fees, books, supplies that you can’t scrounge up from around the house, and transportation. They might even be able to help a bit on that. When time comes to get that actual bachelor’s degree, if there isn’t a 4 year state school to which you can commute, you may want to borrow and live at a school to do so. BUt you should get as many of your credits that you can locally as inexpensively as you can.</p>