<p>I have multiple offers from colleges, ranging from nearly free to 50000 a year. I was wondering how my decision will affect finances if I decide in four years to attend grad school.</p>
<p>Correct me if I'm wrong:
-If I take the full ride offer, I will have some savings that could then be used for grad school. By the end of grad school, I would pay and run out of these savings and probably have to take out some loans.
-If I attend a 50000 a year school, I will use my savings for undergrad and begin to take out loans. Considering that I would be in a worse financial situation, the grad school's financial aid would be more generous, enabling me to take out only a few more loans to finish.</p>
<p>These two hypothetical situations land me in the same boat after grad school!?! Would I really be punished in a grad school's financial aid formula for going to a cheaper undergrad school?</p>