<p>The student health insurance policy thing. I don't really understand how health insurance works so can anyone explain to me what the deductible is and what exactly does it cover? Say I need to get my wisdom tooth removed/or flu shots, what exactly happens? Thanks in advance.</p>
<p>i, too, would like to know. especially if i want to use SHIP when i go home. how does that process work?</p>
<p>[UCSB</a> Student Health Insurance](<a href=“http://studenthealth.sa.ucsb.edu/Insurance.aspx]UCSB”>http://studenthealth.sa.ucsb.edu/Insurance.aspx)</p>
<p>A deductible is the “amount of money, or value of certain services (such as one physician visit), a patient or family must pay before costs (or percentages of costs) are covered by the health plan or insurance company, usually per year.”</p>
<p>idk if SHIP covers dental, doubt it.</p>
<p>You can see the brochure [url=<a href=“http://www.renstudent.com/Students/Schools.aspx?SchoolID=229]here[/url”>http://www.renstudent.com/Students/Schools.aspx?SchoolID=229]here[/url</a>]. Just click on the “UC Santa Barbara - USHIP” link. Furthermore, I can confirm that the insurance doesn’t cover dental.</p>