How financially literate should 18 year olds be?

<p>Start listening to the weekly Marketplace Money podcast from American Public Media (it is a public radio program). In four years you will get an education on a wide variety of personal finance topics. I have been listening for 20 years (the show used to be called Sound Money, and it existed long before “podcasts” did), and I still learn something new every week. And am regulary reminded of good finanical habits for the things I already do know. On rare occasions I disagree with them, but 99% of the time I think they are spot on. It is an entertaining and fairly painless way to improve your financial literacy.</p>