<p>When I transfer to a UC (I got into Riverside, TAGed UCSB and applied to some others) I'm gonna need to pay for my housing. My parents aren't gonna help me at all and I don't know how much finical aid I'm gonna get including loans (probably around 7k/year). First, anyone know how many hours I would have to work to pay for rent and food? (Rent meaning 1/2 a room and food meaning a school meal plan)</p>
<p>I figured it would be 600 per month for rent so I would have to work 15 hrs per week at $10 per hour (even more if the rate it lower which it probably will be). And all this excludes the cost of food and books. </p>
<p>Is anyone in the same situation as me? I'm gonna get the Blue+Gold plan but I think that takes into account your loan money so you have to work for rent/food/books, right?</p>
<p>I have worked full time the whole time I have been at CC. I plan on continuing to work after transferring, but I am willing to quit if it becomes too much. I work from 3-11 pm and make very good money. I’m trying to transfer to Cal so I can keep my job as I live close to the campus. Everyone tells me that it’s too hard to work and go to Cal but I’m going to give it a shot.</p>
<p>I guess it all depends on your school workload. If you are something science related, that might be considerably more work than say a Chinese major. </p>
<p>I’m currently attending a cc and transferring this fall and I work about 15-20 hours a week. I mean, I can keep up with both school and work because my school workload is minimal. It also doesn’t help that I don’t like my job.
Just take out loans and work As much as your class work allows you to.</p>
<p>My friend works +38 hours a week and is a bio-sci major at UCI. Thankfully, his job is just very laid back so he just sits there, does homework, and studies–while getting paid good money. Lucky SOB. </p>
<p>UC’s uses quarter-system, meaning classes are only 10-weeks long. If you can stay on top of your stuff then it shouldn’t be a problem. The courses are extremely fast paced, so don’t fall behind.</p>
<p>Have you guys found that 15 hours a week is good enough to pay for food and housing? Finical aid seems so inconsistent from person to person so I really don’t want to count on it being able to cover things.</p>
<p>Absolutely not. Though it doesn’t really matter to me cause I live at home and don’t have to pay rent. A chunk of my check goes to gas and I think save about… 200 dollars a month. HAHAHA</p>
<p>my UCR financial aid package says i’m going to get around 21k but i still need to come up with 10k on my own. How many hours do you guys think I will have to work to come up with that? I’m so worried :/</p>
<p>If you get around 7k in loans than you only have to make 3k in cash and I think that’s pretty doable.</p>
<p>EDIT:</p>
<p>By the way how do you look at your UCR finical aid letter? When I go to the site it redirects me to this thing called GOWAL or something and once I’m sent to the site it says the page is down.</p>
<p>@ swagandtag you gotta go on growl and on the left hand side there should be a link called fin. aid letter. </p>
<p>if we have 3k leftover to pay out of our own pocket, do we have to pay all of that up front? or do we pay half in the spring and pay half in winter and pay another half in fall?</p>
<p>@uchappytrain </p>
<p>if you take out the stafford loan that should be 7k like swag said and there’s also federal work study for 2k. and there’s that parent loan thing but it’s looking at your paren’ts credit so who knows if you’ll be able get that…</p>
<p>oh wait nvm the stafford and work study aren’t included:) but yeah chelz i don’t think my parents will do the parent loan. Does the parent loan have to be taken out by them and repaid by them? My mom is in debt up to her eyeballs already so I don’t think the parent loan is gonna fly with her.</p>
<p>if you look at the top, i noticed the total includes books and supplies and transportation and personal costs. if you add up just fees and housing, that adds up to 27567 instead of 32226…so we should just ignore the transportation and supplies for now. furthermore, we have 21,584 from grants so we just need to pay 5992 for the remaining balance out of our own pockets…and we can use stafford for that…which will give us about 7500 dollars. so yeah i think we’re good…i mean I probably won’t spend 1150 on transportation etc. so ultimately, we don’t need to pay anything out of our own pockets pretty much. I mean we can do work study and stuff to pay for books</p>
<p>and yeah the loan is for the parents…my parents have terrible credit right now so I’m probably screwed in that dept.</p>
<p>Just read my finical aid letter. I don’t know if I should be happy, sad, or content.</p>
<p>Cost of Attendance 32,226</p>
<h2>Gift Aid 19,344</h2>
<p>My Net Cost: 12,882</p>
<p>Cost of Attendance Means:</p>
<p>Tuition and Fees $14,376
Room and Board $13,200
Books and Supplies $1,800
Transportation $1,150
Personal Costs $1,700</p>
<p>I guess one of the things about getting a education outside of a community college is that it cost a lot. After loans it costs me around 3k to go to that school (and live there). But after taking a loot at the cost of attendance list I bet I can knock off a few thousand or so. If I live there I don’t really need 1,150 in transportation and 1,700 in personal costs. Hey, I wonder how much I could save by not eating… lol</p>
<p>I think it’s important to put things into perspective. First of all, someone getting about 17,000 in financial aid is going to college for free. So if you live on your own while at a CC, nothing really changes in terms of how much you’re spending. What makes it expensive for most is that they can’t work that full-time job anymore. </p>
<p>I’m sure 20 hours is okay. If you think about it, you can come up with 20 hours out of nowhere just by rationalizing other things… ex. taking shorter showers, sleeping an hour less a night, driving faster (this was seriously on my list when I wrote all this down), taking classes 2 days a week rather than 4 or 5 (this saved me so much time, but I doubt it can be done at a UC).</p>
<p>Also, their estimated cost of living is about 15,000, and you can probably get by with less.</p>
<p>I always figured I’d have some decent savings by the time I got over there but it’s impossible. Haven’t even worked in 2 months :|</p>
<p>Salmos, are you in the same situation? Based on the finical aid things aren’t as bad as I initially thought. According to the school’s site I have to make around 3k but like you said I can probably cut 3k off their list of things I (and other UC students) need. I’m betting all I’ll have to do (and most other future UC students) have to do is find a job where you can work 10 hrs a week, maybe even less.</p>
<p>I’m, eligible for it but since everything is already covered by the grant money (cal, pell, and the school’ grant) I don’t need one. That’s why I don’t think I have one, but then again this is only UCR’s letter, I’ll have to see with the others.</p>
<p>Im eligible for blue and gold, but how do i know im going to get it? like i opened ucsd’s financial aid and it says 7k in net cost… thats if i choose to dorm tho?</p>
<p>How do we know if blue and gold is covering anything?</p>
<p>The school grant you see listed is blue and gold. It is a grant the school gives you after all your other aid has been applied towards your tuition and fees. It just covers the remainder (if you have any) and does not go towards housing or anything else.</p>
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