How long to pay off $30,000 loan?

https://www.thebalance.com/student-loan-interest-deduction-3193022

@twoinanddone Ah, didn’t realize it was limited by income. OK, so it does make sense for her to pay with money we gift her.

Yes, but the income is higher than I thought There is a chart in the link in post #40. Still, if the loan is in her name, it is her deduction.