"How many college units do you plan to complete before you enroll at UC?" UC Transferable only?

Hi, I was just wondering if this question meant UC transferable credits only? By the time Spring sem is over I’ll have 90
credits for all the college courses I took and I’ll be considered a Senior level transfer. This restricts me to only 4 UC’s to apply to (UCB, UCR, UCD, UCI). If it’s UC transferable only I’ll have 63 credits. My counselor told me that since my community college is a 2-year college I’d always be considered a junior-level transfer. The reason I’d have 90 is because I went to Santa Ana college for one year and completed business courses for an associate’s degree but transferred a year later to Bakersfield College. I know it seems like a dumb question but it doesn’t say transferable only. Please help! Thanks.