<p>Just my opinion...she'll adhere to a budget, and probably spend less if the money is HERS, not yours. Did she work over the summer? Is that money available for "discretionary spending"?</p>
<p>Just my opinion...she'll adhere to a budget, and probably spend less if the money is HERS, not yours. Did she work over the summer? Is that money available for "discretionary spending"?</p>