I got my financial aid package and it says the my net costs will be around 33k. I was just wondering how much everyone else is expected to pay to attend Temple. I am OOS and will be a freshman in the fall. Can you also had what scholarships you were given? I want to see why I am expected to pay this much.
We are PA residents with a $0 EFC and my daughter received no institutional aid from Temple. She had to turn down her acceptance. Why would you expect to receive aid as an out-of-state student? Did you apply to any affordable schools in your own state? Why are you still considering Temple, when it is clearly unaffordable?
Did you run the NPC?
Temple doesn’t guarantee to meet full need. Really, they can award aid in any way they choose. What others got for aid really isn’t going to help,you…at all. Not unless you know all about their strength of application…and their financial aid information.
As an OOS student, it’s not surprising that you are expected to pay this much.
Did you run the net price calculator for Temple?
You will pay whatever tuition, fees are for your program of study, plus room and board if you live on campus.
If you qualify for a Pell grant you would get that.
And then a student loan of $5,500
Some high stats students might get merit as well.
If you do a quick google for cost of attendance temple university, you should get links to the estimated COA. If you run Temple’s Net Price Calculator, you should get an estimate of the price after aid that you qualify for.
If you can’t afford the cost of Temple, kick it to the curb and move on. There are other options out there that will be cheaper for you.
Despite 20-some chance-me threads, you don’t appear to have read much on CC about cost of attendance and how financial aid works.
You have an EFC of sixty bucks and qualified for a Pell grant.
Don’t lose sleep over Temple (or the other ones you’re still waiting to hear from):
At least you did apply to some cheaper colleges and your family can afford to pay for them (here’s your list from another thread).
Nevada-Reno: 12k (net cost)
San Jose State: 13k (net cost)
San Diego St: 14k (net cost)
Nebraska-Lincoln: 18k (net cost)
Arizona St: 27k (net cost)
U Iowa: 36k (net cost)
Michigan St: 46k (net cost)
Still waiting for: U Washington, U Oregon, Temple, U Delaware, CU Boulder
@kidzncatz @mamom @thumper1 @mommdc @happymomof1 @Gatormama The sticker price at temple would be 50k for me (because I would be in the business school which has a tuition amount of about 28k) but I got about 17k in grant/scholarships which makes the net cost 33k. I emailed temple and asked if I could get more aid considering that my efc is so low, and they had me fill out a form to get a reconsideration of my award amount. I submitted it about a week ago and now I am just waiting on whether they will give me more aid.
What was your FAFSA EFC?
@thumper1 $60
Temple is not going to be able to offer you enough aid to meet your need.
Even if you got free tuition, fees and housing would still be over $12,000.
As a low EFC student you need to take advantage of instate tuition rates that are usually lower than OOS, plus state grants which you would not get if going OOS.
So which instate schools are affordable for you to pay with Pell, state grant and student loan, plus summer work earnings?
Or which schools instate can you commute to?
With a $60 EFC your parents probably can’t help too much with costs.
In your other threads you said you’re a resident of CA whose parents earn $90k/year, but it sounds like they can’t pay anything for your college because questions about how much they can actually pay without borrowing are brushed off with comments like doesn’t everyone borrow ~$25k/year for college. Temple isn’t going to gift you $130k+ so you can attend their school, and if your parents have to borrow that much the school isn’t affordable for you.
If your EFC is $60, you’ll get a Pell Grant of ~$5800. You can take the ~$5500/year federal student loan, and if you work summers you can probably earn another ~$3k. That gives you ~$14k/year. If CA offers need based grants to low income state residents you may have a little more. I don’t know if a 1260 SAT and 3.3 GPA is enough to get merit anywhere. If not, and your parents truly can’t pay anything for school, your choices are Nevada, San Jose, and San Diego (assuming the net costs you listed don’t already include the Pell Grant and student loan). If you used Pell and the loan to calculate the net cost, then they aren’t really affordable either.
If the parents earn $90k/year, how is it possible for the FAFSA EFC to be $60?
@BelknapPoint it’s complicated to explain but that’s what it is
With a FAFSA EFC of $60, then you need to be focused on affordability. Temple is out. Move on.
You would need a LOT of kids in college at the same time to have an EFC of $60 with a parent income of $90,000 a year.
Please make sure you have provided accurate information to the colleges.
If you had excessive medical bills or something like that…the schools would have exercised professional judgement.
Are you a CA resident as the list of net prices seems to imply? Are there NO public universities in CA where you could commute?
Maybe the income was lower in 2016? But if that changes in the future your EFC could go up sharply and then your aid would decrease or you won’t qualify for Pell and/or state aid anymore.
Was yours 2016 parent income $90,000?
@thumper1 it was $83,000 in 2016, but I think the reason my efc is so low is because their AGI was under $0
I think that if I can get the net costs for Temple down to about 20-25k, it’ll be a bit more doable.