In the spirit of this thread:
https://www.seattletimes.com/explore/careers/wealthy-enough-to-retire-too-bored-to-stay-retired/
That article kinda describes DH who āretiredā via a six month LOA last June. He put in for full retirement, but his boss felt he was just burnt out from traveling for 18 years and suggested the LOA. For three months, DH decompressed and enjoyed the freedom, but he seemed restless the last three months. When the LOA ended in December, and he had to choose to cut ties or re-frame his relationship with his company, he chose to re-frame (thus our recent two months in Ireland). I think heās going to keep his hand in with a few consulting gigs a year until he is ready to walk away completely. I must say, Iām surprised at this turn of events as weāve been planning for full retirement for two decades. Itās been our top priority, and Iām not having any trouble at all with my new status. Iām fine with whatever DH chooses, but I really didnāt see this coming.
H has a 10 year unlimited work visa for China. Our plan is to retire in 3.5 years. I donāt think company will be able to keep H after thatā¦I will definitely be ready for retirement then!
@njres, Iām not sure if I should thank you or curse youā¦
I was NOT going to fund a Roth IRA for my son for last year, because Iāve been helping him with daily living, but I might have to take advantage of the saverās credit. I did fund IRAsfor both kids last year, and I didnāt know anything about this. I will have to read a little before I make decision, but thanks for the info.
Iād be happy to fund an IRA for D if she had any earned income.
Just in case someone is relying on the info. the web page himom linked to is actually for 2014, I think.
The amounts are different for 2017.
Hereās a more recent link about Saverās Credit by Intuit:
https://turbotax.intuit.com/tax-tips/tax-deductions-and-credits/what-is-the-savers-credit/L3LyopRkK
According to TurboTax, the cap is still some percentage of $2000 applying toward the credit in 2017.
Maybe because there is too much rain in Seattle. He should move to Vegas.
That guy in the article is from NC. Maybe he needs to move to Seattle. So much fun stuff to do! 
^^the Savers Credit. Just paying attention to this now for one of my Dās. However, in the link in #12946, it states that āYour retirement contribution must have been made during the tax year for which you are filing your return.ā Thus, Iām interpreting D canāt contribute now for 2017. Iāll share the info for the current year but too bad itās not like many other retirement contribution options that allow them to be made a period into the next year.
Take that, coolweather! 
@collage1, from what Iāve read it sounds like it needs to be FOR the tax year, not necessarily IN the tax year. If we have any experts, please weigh in.
The instructions for form 8880 āCredit for Qualified Retirement Savings Contributionsā do not say anything about a 12/31 deadline for contributions to be eligible for the credit, which leads me to believe that any contribution for that tax year is eligible. So you have until April 16 this year to make the contribution for 2017.
Also, you can only get this credit if you file a 1040A or 1040. You canāt claim it if you file a 1040EZ.
oops! My example is not entirely good, because as pointed out, for 2017 āThe amount of the credit is 50%, 20% or 10% of your retirement plan or IRA contributions up to $2,000ā But I think you can still use an IRA contribution of up to $5500 to reduce your AGI so that you qualify for the higher percentage of credit.
My son has not yet made his IRA contributions for tax year 2017. I believe he can still make those contributions and qualify for the credit on his 2017 return. (I sure hope so!!!)
I will also add that one of the reasons I am not familiar with all the detailed rules of this credit is that once I found out about the credit we just experimented with plugging in different IRA contributions while using the online tax software. Then he made his IRA contributions and filed his tax returns, so we are relying on the accuracy of the online software rather than knowing all the details of the IRS rules.
Darnā¦ turns out We cannot contribute to Roth IRA for financially inclined kid. His income was a stipend. He sold and repurchase stock or something, maybe bitcoin, that had made a lot as of late in the year, but accountant says he canāt contribute to IRA against that. Heās bummed.
@1214mom, thanks for pointing out that it may not be too late to contribute. Iāll pass this info along to my D. Definitely unclear wording if itās not too late!
Special Report: Fidelity puts 6 million savers on risky path to retirement:
Iām happy with my Fidelity Freedom Fund. People have to understand stock market risk and reduce holdings accordingly as they age if they cannot tolerate any risk. Fidelity never guaranteed against any losses.
Did everyone but me know that the $10,000 limit for state taxes in 2018 includes the house tax AND the quarterly state tax we pay?Just met with our account for the tax filing for 2017 and found that out.
Yup. All SALT: RE property, state income, car excise tax, sales taxā¦ all of it.