How much does my personal story help me? Please read!

Homeschooler14, what I see is that you want to do what you want to do, when you want to do it. You don’t have to resort to thinking that God is telling you to do it. It’s enough that YOU want to do it. And I don’t see anything wrong with that! You have a singular focus. That’s fine. But the reality is that your current level of academic achievement doesn’t show the exceptional level that’s required to get into a top school. Rushing through independent study for high school with an online service isn’t the same as the kids who do tons of really tough college-level APs, and then score a bunch of 5s on the APs, all while founding their own large, productive charity, becoming a concert pianist, placing first in the state in cross country, and overcoming tremendous adversity. (I know, I’m exaggerating, but nowadays unless you are an underrepresented minority, that’s almost what it takes.) And I’m sorry to say, but a 35 superscore on the ACT is not the same as a 1600 on the SATs. Playing trumpet, golf, etc. is not the same as winning a national/international soloist competition, or being an Olympic level athlete. The fact that you finished online high school young isn’t the same as having finished at prodigy age. Don’t waste time trying to improve your high school record to get into a top 20 school for undergrad. Go to college now! If you’ve already finished high school, start college in January at the best, closest place you can physically get to while living at home, because you ARE too young to live independently right now. There are legal issues with you living in an apartment alone, off campus, this young, especially if it’s not near where your parent or guardian lives. Then transfer quickly to the best school you can get into (which might be your state’s flagship school). Finish your undergrad degree quickly there. Then apply for your MBA at a top school. Assuming you are truly driven and competent, which I suspect you are, you will be applying for your MBA at around the age most people would be going to college, with a degree from your state’s flagship U. That is where you’re going to stand out as unusual, if you have an undergrad degree with incredible grades, in a business related field, especially if you’ve been doing some interesting, successful investment on the side.

You see, to get into the Wall Street firms, you need to do summer internships. They’re not going to take you unless you’re 18, for legal reasons. No one is going to hire you until you’re 18, for legal reasons. But they will take you in a minute if you’re in the summer between MBA years at a top program, and 18 or older. Plus you can have the age-appropriate college social experience when you’re 17 or 18, living on campus, engaging in age appropriate activities with age-appropriate classmates at a top college - except you’ll be in an MBA program there, while they’re undergrads.

Go ahead! Follow your dream with all the intensity and focus of adolescent fervor! Don’t be put off by the probably correct feedback that you’re unlikely to get into a top 20 school by having sped through an online high school curriculum in one year. Do an end run around that, by the path I suggested, and you’ll be there at one of the top MBA programs in the country, at age 17 or 18, and have an internship on Wall Street the summer you’re 18 or 19, and the job you want there when you’re 19 or 20. Just make sure that you can present yourself as a socially competent human being by that time, one who can come across at an interview as a pleasant, outgoing 21 year old (even though you’ll be 17), or they won’t take you. That’s going to take social experiences - clubs, church, team sports, and such. You’re just gonna get that as a teenager at college, instead of high school.

You should know that it was standard practice in NYC up through the 70’s for bright kids to enter college by 16. It wasn’t that unusual in the 30s and 40s for very bright young people in NYC to be skipped through elementary school quickly and enter high school at 11, and college at 14. Many of the leaders of the “Greatest” generation who were from NYC were allowed to race through elementary and secondary school, and dove into college in their mid teens. Your path is unusual nowadays, but if it’s the right one for YOU, it’s fine. Keep in mind that many of the most successful people in business didn’t learn how to do what they did, from attending an Ivy League college/business school. They were astute, incredibly driven, and able to discern business opportunities that no one else saw. That may wind up being your path.