<p>Unfortunately, the amount of debt isn't negotiable. Although my parents said that they could<a href="theoretically">/i</a> contribute up to $10,000, they've also said that they'll only pay what the Swedish government funds (which are part grant, part loan) won't cover... so I'm definitely stuck with the $14,000/year debt; the question is how much *more I need given that tuition, room, and board are already accounted for. How much do students generally spend on textbooks each year?</p>