<p>Welcome to the plight of so many Cali kids. Becuase of the high cost of living and housing most families with incomes that look great other places can not afford private colleges for their children. Most families described as fairly wealthy won't get financial aid as they are sure to have significant home equity if they've owned a home for 8 years in the Bay Area.</p>
<p>You ahould deal with realities before applying so as not to end up like so many who post here who have acceptances at colleges they can't afford and are bitter about it. College is just another consumer product, if you can't afford a Mercedes you probably can't afford a $40K college.</p>
<p>I've seen kids in my community do various things which puts them in a position to swing it. Working double shifts and after school as Jamimom describes and socking away every penny. Asking grandparents to contribute. Taking on significant loans in their own names.</p>
<p>I have never met a CA family who wasn't shocked by their EFC. If your parents have only had to deal with a CA State school they will be especially shocked when they see what privates consider that CA State schools don't. So look at the full financial picture before you make a college list. Good luck.</p>