<p>YOU can’t borrow that much. YOU can only borrow the following amounts:</p>
<p>frosh 5500
soph 6500
jr 7500
sr 7500</p>
<p>To borrow more than that requires QUALIFIED and willing cosigners for four straight years. Since your family has financial issues, it sounds like they won’t qualify or be willing.</p>
<p>Undergrads shouldn’t borrow more than about $30k anyway…total.</p>