<p>If you are eligible for a lot of financial aid, Cornell might come up with it with limited loans. Though, Rutgers is a lot less expensive, it is less likely to come up with a full need package. It comes down to the bottom line of what it will cost you at either school. Are your family’s financial issues such that you would be eligible for a lot of financial aid? Check out th NPC for Cornell. It is pretty accurate. </p>
<p>At this point, you can look at all of the options and see what fits you the best when all of the prices are right out there. You may not be able to borrow more than the $5500 that Direct loans allows Students to borrow freshman year. Your parents could try PLUS, but if they have outstanding bills, they may not pass muster and private loans will require a credit worthy co signer. So the whole loan thing may be moot anyways. It’s not like there are many, or any options for an 18 year to be able to borrow money.</p>