<p>I don't have a real good answer for you, but hope someone else can answer your question well...</p>
<p>I have heard some people (a few) say that subsequent years of fin aid was not as good - by all means, I don't think that is the majority. Since loan amounts allowed (like Stafford) do increase with each year, I wouldn't doubt that there is where some of the aid goes. I would say that you should definitely put this question on the list of any college you go to visit. Ask anyone - tour guides, etc. Again, I would hope most respectible colleges would give you a decently honest response.</p>