Your issue is to report both of your incomes correctly. Parental assets are treated differently than incomes. Unless you have a substantial stock portfolio, your assets likely shouldn’t have a material impact on financial aid applications in your situation. Just report the most recent market value of your stock portfolio when the application asks for an estimate of its value.
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Also most programs and college financial aid is on a sliding scale. The amounts published for “no tuition” is not a cliff. If your data comes in just past that amount you will have to pay something but not a lot.
Also when it comes time for college, be aware that room and board is a separate charge than tuition.
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