How to calculate the value of retirement assets

<p>You lost me on that response. I point out the profile says to calculate your home value use:</p>

<p>If your parents own a home, enter how much the home is worth. Use the price they could reasonably expect to receive for their home if it were sold today. Don’t use assessed, insured, or tax value. A “home” includes a house, mobile home, condominium, co-op, etc. </p>

<p>My understanding is that is the prices after commissions, taxes, etc. </p>

<p>Why are retirement assets different specially when accounts have such different penalties associated with cashing them out?</p>