How to Control Student Loan Defaults

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<p>I have a much simpler solution that would eliminate the need for the federal gov’t to spend time, energy & taxpayer money to monitor colleges: Make the colleges co-sign the student loans, instead of the parents. </p>

<p>Then you’d see colleges:

  • try harder to keep student borrowers on track to graduate
  • try harder to keep costs down
  • steer student borrowers away from unemployable fluff majors. </p>

<p>Sure, you’re about to argue whether it Is it fair to steer poorer students from Gender Studies or Aboriginal Studies. You should be pragmatically asking: can poorer students really afford to leave college with a degree in Gender Studies or in Aboriginal Studies?</p>

<p>Right now for colleges, it’s HEADS I win/ TAILS you lose. – kinda like investment bankers who make money off their clients no matter what happens to their clients’ money.</p>