Also let’s not forget the cost of college.
If your parents have high income/assets the ivies might cost more than they realize.
Run some net price calculators with them on a few of their favorites, and yours.
Note that other than grants and scholarships from the school or federal/state, and a student loan of $5,500 and maybe work study, that is all a student alone can qualify for.
Parent plus loans would be loans that your parents would take out, which they might not be able or willing to and depending on major and financial situation might not be wise.
If you have high GPA snd grades, a number of schools might give you big merit scholarships. Your parents might like the idea of that.