<p>This is how I do it:</p>
<p>Safety: your stats (gpa, sat, act, class rank) are above the middle 50% at the college</p>
<p>Match: your stats are within the middle 50%</p>
<p>Reach: your stats are below the middle 50%</p>
<p>Of course it varies on where in the middle 50% your stats lie.</p>