How to get financial aid if my parents make plenty of money, but won't pay?

They ARE for everyone. HBCUs don’t give scholarships to, or admit, only black students.

@thumper1 I think we might need to stop meantioning the yolesite - it is getting more and more out dated, I just read that OU reduced it’s NMF scholarship this year, that with their ever increasing fees - even though it is still technically a full tuition plus, the amount of OOP expenses is kind of misleading now.

There is no admissions discrimination, agreed. Sorry to imply otherwise.

I just meant schools are more than a price tag.

I wish we could resurrect the threads that were copied to the yolasite and crowdsource them actively again. Maybe one of the mods could unlock the old ones or let us start a new one so we could do that… @skieurope @MaineLonghorn @sybbie719

We had a useful format going where someone brought up a new school/scholarship and then someone else copied and pasted the entire list with that incorporated into it.

Right…and for a long time @BobWallace kept things up to date. But he no longer seems to use this site.

Perhaps we can ask…can we start a new thread that is pinned about scholarships available NOW?

I’d volunteer to periodically consolidate (copy/paste) :smiley:

moderators note

opened the yolasite thread for updating

By the way, I don’t understand the parents who don’t want to pay a single penny for their children’s education. Yes, it may help them to be financially responsible if students are cosigning loans, but entirely burdening their children with debts??

Can somebody explain this weird phenomena?

I completely agree with you @paul2752. I think it is important to have “some skin in the game” and students should help out with expenses, but if parents have the financial ability to help their kids pay for college are not willing, then I do not understand their logic???

@thumper1 - http://talk.collegeconfidential.com/financial-aid-scholarships/1348012-automatic-full-tuition-full-ride-scholarships.html#latest

Sometimes we are only getting the student’s side of the argument. Often ‘my parents won’t pay a penny’ is really ‘my parents won’t pay for any of the schools I want to go to, like NYU which is my dream school.’ Or ‘My parents won’t take out plus loans.’

Many parents don’t understand the college financial aid situation and make big proclamations like “no student loans” (guilty!) and no paying for room and board when you can live at home and go to a local school (not guilty - I wanted my kids to live at school). Parents are learning in this long process too.

Agree with @twoinanddone - Their is probably more to the story. There is a difference between won’t help with education and won’t give me kid a blank check to find the party school of their dream.

^not always. Some parents simply don’t know the cost of college these days and believe it’s possible to “work your way through it”, some think their responsibility stops at 18, some have high income/high debt and think their kids should get in debt too (not knowing they can’t)…

This isn’t talked about enough. The average American has 16,000 just in credit card debt. Add to that the “everyone gets lots of student loans” mentality and not understanding that students can’t take out huge loans on their own and it’s a massive problem.

To the OP:

Pls do not use the military as solely a scholarship route. Speaking as a military wife who stood by her husband through 23 Air Force years, having the honor to serve is a decision not to be taken lightly.

Regarding the parental situation, I concur with others who suggested community college (get an AA/AS) while working, saving money, then transferring to your local state university, while working. Some place tons of weight on “elite” colleges, or imply that going directly to a 4 yr college is “the” way. Just get a degree by whatever means you create and by any means necessary. You will still be successful with the right mindset.

Some parents are actually poor and do not have the money to pay for kids’ college. Depending on the kid’s academic credentials and state of residency, need-based financial aid may help, but may be less accessible to most college students than is popularly believed.

Some parents worked their way through college a generation ago with minimal or no parental financial assistance and believe that their kids could and should do so. However, back then, it was easier for a high school graduate to get a job that allowed him/her to be self-supporting, with some money left over (and/or a small student loan) for tuition and books at an in-state public university. Now, the cost is significantly higher and the earnings capacity of a high school graduate is lower, so it is more difficult to work one’s way through college without parental financial assistance (which can include continuing to live in the parents’ house at no cost or lower cost than living on one’s own, though that significantly limits the choices of colleges).

You can get married and then you are independent and you and your spouse’s meager income would be what the financial aid is based on.

I’m not recommending it, but it’s public information and there may already be someone special in your life.

Re: #56

Note, however, that some colleges do not follow the FAFSA definition of financial independence from parents and still require parental financial information from those who are independent by the FAFSA definition.

OP stated his parents could pay for college so I am not thinking this is a case of high salary and high debt. Maybe they think he can do it on his own like past generation have. I think OP has to have a sit down with them and go over the range of schools and tuition and discuss how much debt he can get and how much he can earn and see if they are willing to help on the difference or together come up with a solution.

You can’t. Not until you’re considered an adult student by age. Or if you somehow manage to get yourself deemed independent by the courts, if they still do that.

My parents made well over $100,000+ a year.
(they had debt and expenses I didn’t know about, sure… but they weren’t exactly poverty-striken)

My parents paid $0 for my college.

They signed $0 in loans for me. (Their credit was bad, and they were debt-panickedfrom their financial mistakes.)

Parents are not obligated to help adult children 18+ with college expenses at all.

Sucks, but… welcome to adulthood. :smiley:

Look into:

  • free tuition schools that the person posted above
  • working full-time at your chosen university for the free employee tuition benefit (plus money)
  • academic merit based scholarships (which there are unfortunately few of)