How to guide this kid?

On money: Run the Net Price Calculator at each college/university website. Some are designed to automatically factor in guaranteed merit-aid for specific stats. But even if they are more basic than that, looking at these numbers will help your daughter better understand how money affects her application list.

Your daughter already knows that she needs to improve her grasp of business issues in order to make a success of her profession. If she is serious about studying photography, then help her find a program that will also include the business courses she needs.

I can’t think of any recession-proof job except perhaps for funeral director - and even then a person would need to be able to adapt to continually changing fads. Encourage your daughter to look at her dad’s experience as an example of successful response to changing job markets. She will almost certainly see many changes in her own working life. Being able to accept change, and to roll with it when it comes, is a true blessing.