How to guide this kid?

Such as…?

I’m not implying a photography career will be lucrative or free of financial stress. It doesn’t seem easy. You need to be passionate about photography (the entire process) to make a career of it. You might need to be a wedding photographer for several years to make money. Your work should be unique and of high quality, and one needs to network heavily. Not sure what a college degree brings to the table here, except a drain on money. I daresay all of photography can be learned with a combination of reading online, talking to experienced photographers for both the technical and business aspects, and getting out and taking pictures.

In the end, OP, your question seems to be about risk and passion. Is your D passionate enough about photography to make it a viable career? Is she willing to take the financial risk to make it a career… if not, then getting a degree in another field seems like the prudent move. Photography can be a very enjoyable hobby or part time job.