I would love to transfer to UDel, however, they apparently have a policy where transfer students are banned from institutional scholarships and funding. So, the only financial aid to help me pay for school would be from fafsa which is typically just a bunch of loans. I really want to go to UDel but my parents are severely off put by the fact that i would have to probably pay the $50k sticker price for it, especially since I want to go to med school after which is also really pricey. My combined family income is only $57k so I do not know how the school can justify not helping me at all. Please help me find a way to figure out how to lower their price. Thank you!!!
(You stated elsewhere that you’re in the SH nursing program. Like many states, Delaware has a program that provides loan forgiveness for nursing education for DE residents, provided you work at specific in-state facilities after graduation. See https://www.doe.k12.de.us/Page/1050. If you are planning to switch out of nursing, that page’s offerings do not apply. They are contingent on you being a Delaware state resident so I believe it would not be available to you at least in your first year there; check with the FA office for later years. )
“My combined family income is only $57k so I do not know how the school can justify not helping me at all.” It’s a state public school that offers first-years <$10K merit aid packages and you have not paid any state taxes to support it. If it’s going to cost $50K a year for UD, you can’t afford it unless you have a 529 somewhere that covers that. Especially if you are planning to go on to med school or grad school afterwards, you should not be piling on debt now. Think 5 years down the road and prepare your balance sheet for that. If I were a lender I would not loan you the money - it’s just not a good idea for a student to be $150K in the hole before you even start med school; I’d never get paid back.
If you are doing nursing and need to keep the costs down, consider a community college program or starting at a community college and then transferring later to a non-direct admit program that starts junior year.
You will be able to get a nursing job regardless of the school you go to, as long as you pass your NCLEX.
My niece did two years of pre-nursing at a small community college and got good grades. She then applied to the community college’s nursing program, was accepted, and finished two years later with three job offers. All for less than ONE year at Delaware cost. Her family had an income situation similar to yours.
While that may not be the four-year university experience you are looking for, you will enjoy your 20s and 30s much more if you are not paying off $200,000 in debt.
Unfortunately, this school just isn’t affordable for your family. You can’t borrow more than $6500 as a sophomore and $7500/year as a junior and senior.
From your other threads it sounds like you’re at Seton Hall and you’re a NYS resident. Is Seton Hall affordable or are you taking private loans to pay for it? Don’t give up an affordable school because you mistakenly think some entity is going to give you $50k/year for college. Your stats are fine but a 3.3 GPA won’t make you eligible for much aid.
Have you applied for the NYS Excelsior Grant? That would cover tuition at a SUNY. The list of campuses with open spots will be released in a couple of weeks. If you hate Seton Hall so much start looking into our state schools.