<p>all college kids should know how to access care in the middle of the night. I learned this the hard way this last year when I got the 3 am phone call from my sobbing 20 year old daughter. She had severe abdominal pain , no money was in the dorm in DC and didnt want to wake anyone up because it was exam time. I had to go on line and find out what her school suggested she do. Luckily it was all online and public safety brought her a cab voucher and she took a cab to the ER where she was found to have a small bowel obstruction and required emergency surgery. She now has $20 in her purse at all times as her emergency cab fare. They should all know their health history, have an insurance card and know the phone numbers of any physicians they see normally.</p>