How will I be able to pay for college

<p>I'm a senior in high school and have began looking at colleges. I live in West Virginia. Im a white male and the only money my family recieves is child support from my father. My mother doesn't work. Definitely under $20000. I'm looking at College of William And Mary (debatable??), University of Hawaii at Manoa, American University of Rome, and University of Florida. My back up colleges are Hawaii Pacific University and University of West Florida. And I plan on majoring in Anthropology or Archeology</p>

<p>ACT - 28
Im going to retake it my science is what lowered me</p>

<p>Will take the SAT soon, or should I or need to???</p>

<p>GPA - around 3.8</p>

<p>I've taken 2 AP classes and 5 honors classes. I'm not sure Honors classes matter at all.</p>

<p>Also, what are my chances with these schools? Please help me out.</p>

<p>If your family’s income is as low as you say, your EFC will be at or near 0, so you’ll be eligible for full federal aid. But full federal aid isn’t that much compared to the cost of most colleges, and you won’t be able to take out private loans with an unemployed cosigner. So you have three options here:</p>

<ol>
<li><p>Go to schools which meet 100% of financial need, and preferably do so primarily with grants. It’s not impossible for someone with your stats to get into the 100% need schools, but if they meet your need with 30k in loans per year that doesn’t really help you.</p></li>
<li><p>Go to schools which guarantee you, based on merit, something very close to a full ride. You have a good GPA (or a great GPA if that’s unweighted), and a good ACT that could become great if your retake goes like you hope, so this should be doable for you.</p></li>
<li><p>Go to a school that’s relatively cheap, so that you don’t need much above the federal aid. This probably means a public school in your state.</p></li>
</ol>

<p>Unfortunately, of the schools you’ve listed, only William & Mary falls into any of these categories. It is not likely that you will be able to afford the others.</p>

<p>I noticed you asked what your chances are for those schools, not whether they are affordable to a student with decent stats from a low income, single parent family. Before you start making a list of colleges, you need to find out how much you can afford to pay considering loans and grant aid. These schools may be completely out of the picture. Even just the airfare to Hawaii would be a hardship.</p>

<p>Have you considered Questbridge?</p>

<p>Yes, you should take the SAT. You should also retake the ACT.</p>

<p>the following schools will definitely not be affordable to you because they do not meet 100% demonstrated need. In addition, you are an out of state resident for all of them. Keep in mind that the goal of a public university is to provide an affordable education for their instate residents (tax base). You need to make sure that your college list has some in-state options, which are financially feasible for your family.</p>

<p>University of Hawaii at Manoa public university where you are a non-resident
American University of Rome highly unlikely you will get US federal aid to attend
University of Florida public university where you are a non-resident
Hawaii Pacific University public university where you are a non resident
University of West Florida public university where you are a non resident
college of william and mary public university where you are a non-resident</p>

<p>Im a white male and the only money my family recieves is child support from my father. My mother doesn’t work. Definitely under $20000. I’m looking at College of William And Mary (debatable??), University of Hawaii at Manoa, American University of Rome, and University of Florida. My back up colleges are Hawaii Pacific University and University of West Florida. And I plan on majoring in Anthropology or Archeology</p>

<p>I don’t think that ANY of those schools will be affordable. Those are OOS publics that charge HIGH prices. </p>

<p>Federal aid is NOT much…not enough to pay for THOSE schools.</p>

<p>Your “back up schools” are NOT back up schools since you do NOT have the money to pay for them. What good will it do you to get accepted to a school that then hands you a bill that you can’t pay???</p>

<p>You need a sensible list.</p>

<p>BTW…when you graduate from high school and child support ends, how will your mom support herself?</p>

<p>When your father and mother were aparted, did your father agree to pay for your college?</p>

<p>The baseline for aid are the Federal guaranteed amount. Your eligibility for those is determined by FAFSA. Only your custodial parent’s financials and yours are considered for that, so unless you have something unusual, you will likely have a zero Expected Family Contribution (EFC). That would mean a full Pell grant and access for you to borrow Direct Stafford loans on your own. The max for each is around the $5K, range so that’s about $10-11K if you max out on those. If your mother applies and is denied for PLUS (Parent Direct Loan) you can borrow and additional $4k. That’s all that is guaranteed by the federal government. Anything else depends on the college and your state.</p>

<p>WV has Promise (?), I think which means that if you go to a WV state school and your grades and test scores are at a certain level, both benchmarks that it appears you have met, Your tuition is paid. The programs change, so you need to be up on what is available and make sure you are there to get that benefit. That with the federal aid will pretty much cover WVU and other state options, even if you go away to school. THat should pretty much form the base of affordable schools where you know you will be accepted and that is your most important category, because that is where most people end up going.</p>

<p>For those schools that are lottery tickets, both in financially possible and admissions, you can pick and choose to your heart’s delight as long as that base is covered. Be aware that most schools do not meet 100%$ of need and that those that do, tend to be highly selective in admissions, so getting accepted is no guarantee and sometimes a true shot in the dark.</p>

<p>Another thing to remember is that a lot of the schools that tend to meet full need also require PROFILE. They define need themselves and most of them will want your non custodial parent’s income and asset information. You need to talk to him about this matter and what he is willing to pay in terms of college costs. Whether he will or not is not going t matter. If he won’t and the college uses NCP (non custodial parent) financial info, you won’t get his expected contribution covered. So this conversation with him will be important. You can check and see which PROFILE schools do not use NCP info if he will not contribute or cooperate.</p>

<p>As for schools that do not tend to meet 100% of need, the higher up you are in stats and GPA (mostly test scores) the more likely you are to get more need met and merit scholarships as well. So make your lists accordingly. As a general rule, unless your stats are waay up there, you are not likely to get a lot of money from OOS public schools. You should look at NPC on the various school websites and also see what kind of scholarships they have for OOS students when looking at such school.</p>

<p>I’m having trouble understanding how you came up with this unusual combination of colleges. Do they offer some special program in Anthro not available elsewhere? Are you getting any advice from your guidance counselor? Perhaps if you clarify why these schools are on your list, you can get more specific advice about achieving your academic goals.</p>

<p><a href=“CFWV.com - Page Not Found”>CFWV.com - Page Not Found;

<p>Apply to WVU early. Make sure that you have completed your community service.</p>

<p>“Community Service for PROMISE Scholarship Applicants
Applicants for PROMISE Scholarship awards are strongly urged to perform at least 20 hours of unpaid community service while in high school and college. The community service may include, but is not limited to, participating with non-profit, governmental, institutional or community-based organizations designed to improve the quality of life for community residents, meet the needs of community residents or foster civic responsibility.”</p>

<p>You exceed the academic requirements. These grants are merit based and require FAFSA.</p>

<p>I want to go out of state because WVU doesn’t have anthropology and neither does any other in state school. But thanks for the information. I have removed AUR from my list; I have realized that one is kind of out of the question.</p>

<p>I heard UH of Manoa gives out decent sized scholarships for out of state students. William and Mary is cheap and a very good education.</p>

<p>I heard UH of Manoa gives out decent sized scholarships for out of state students. William and Mary is cheap and a very good education.</p>

<p>???</p>

<p>William and Mary is NOT cheap for OOS students. WHO told you that? It costs $50k per year. Where did you get the idea that W&M is cheap???</p>

<p>I don’t think UH-Manoa gives great scholarships to OOS students…at least for an ACT 28, but I’ll check. You also have to estimate the VERY HIGH travel costs. I know 2 students who travel from Hawaii to Alabama and their airfares are HIGH.</p>

<p>You need to understand something. Your mom can’t pay anything towards college. So, you’re going to need aid to cover ALL costs. Getting a $10k scholarship or whatever for a school that costs $35k-50k isn’t going to do you any good.</p>

<p>Madison85 can you tell me more about Questbridge and if my academic criteria above is eligible for this</p>

<p>Non-Hawaiʻi Resident Freshmen</p>

<p>Eligibility</p>

<p>First-time freshmen who are required to pay full non-resident tuition. Non-residents who qualify for an exemption from the non-resident tuition or who qualify for the Western Undergraduate Exchange tuition status are ineligible.
Must be accepted for admission and must enroll for the Fall semester immediately following their high school graduation.
Requirements</p>

<p>Be accepted to UH Mānoa.
A minimum combined SAT score of 1800 (critical reading / math / writing).
An ACT composite score of 27 (including the writing section).
A 3.80 cumulative high school grade point average as calculated by the UH Mānoa’s Office of Admissions.
The Chancellor’s Scholarship of $3,000 annually ($1,500 / semester)
To be considered for this scholarship, the student must be accepted and attain either the SAT score, ACT score, or grade point average requirement as listed above.</p>

<p>The Chancellor’s Scholarship Bonus of $6,000 annually ($3,000 / semester)
To be considered for this scholarship, the student must be accepted and attain both the SAT score or ACT score and the grade point average requirements as listed above.</p>

<p>^^^^ How are these SMALL scholarships going to cover your costs at UH-Manoa?</p>

<p>The cost is $38,000 per year PLUS airfares to and from the school! </p>

<p>Where are you getting your info???</p>

<p>W&M OOS tuition</p>

<p>$24,609</p>

<p>UH at Manoa OOS tuition</p>

<p>$30,524</p>

<p>Where are you getting your information??</p>

<p>$24,609 plus room and board, which is probably another $10k.</p>

<p>W&M OOS COA</p>

<p>$24,609 Per Semester</p>

<p>See
[William</a> & Mary - Tuition & Fees](<a href=“http://www.wm.edu/admission/financialaid/tuition/index.php]William”>http://www.wm.edu/admission/financialaid/tuition/index.php)</p>

<p>[Financial</a> Aid | 2012-13 Cost of Attendance | West Virginia University](<a href=“http://www.finaid.wvu.edu/aid_at_wvu/cost_of_attendance/2012-13-cost-of-attendance]Financial”>http://www.finaid.wvu.edu/aid_at_wvu/cost_of_attendance/2012-13-cost-of-attendance)</p>

<p>More along your price range.
[Department</a> of Sociology and Anthropology | Home | Eberly College of Arts and Sciences | West Virginia University](<a href=“http://soca.wvu.edu/]Department”>http://soca.wvu.edu/)</p>

<p>They have anthro department. You really need to do better research.</p>

<p>Mine was a guess. I stand corrected.</p>