<p>To the OP - I think that a lot of young people go through this. I also think that eventually most of them “get it”.</p>
<p>In our case, we live in a very affluent area and both of my kids have been exposed to people who have ( or appear to have) a lot of disposable income. S seems to be more influenced by this than D. OTOH, she now attends a very expensive college and was surprised to find that most of her friends there are on FA and /or have loans. We are full pay, no loans. Her friends from school who have visited us talk about our “large house” which is only an average house where we live. So she gets that we are very fortunate.</p>