<p>okay, i pretty much know i won't get any need-based aid. and i was accepted on halloween, and have yet to hear anything about merit-based scholarships, not that i was expecting anything, but i'm guessing that ship has sailed.</p>
<p>i know though that i will have to take out loans eventually (my parents have a year saved up). do i still have to submit BOTH CSS and FAFSA? i know CSS is for need based, and FAFSA is to be considered for both need based and non need based federal & state grants, blah blah, and LOANS. please help me out because i don't want to fill out forms i don't need to. thanks in advance.</p>