I would definitely try to work with the Fin Aid office. When I was in school many moons ago, I was a single parent and faced a similar hardship. I was told essentially I was out of luck - after my third in-person visit - which included a mini-meltdown - I finally found a person who could/would help. In my case, they made some exceptions and found a bit of institutional aid and a small loan. You are SO close to making this work financially if you’re an RA…If the first person you speak to can’t help, try someone else - and don’t be afraid to ask to speak to the financial director. Don’t take the first no as the final answer. Good luck!