Under cost of attendance, NYU lists both direct and indirect expenses, and explains them like this:
Direct Expenses are institutional charges billed to you by New York University via the Office of the Bursar.
Indirect Expenses are estimates of costs that may be associated with your attendance, but are not typically University charges.
So indirect expenses are an additional $4,292 per year and includes (possible) transportation, books and almost $3,000 in extra personal expenses.
I believe most “full ride” scholarships refer to direct expenses of tuition, fees, room and board. Indirect expenses should be considered when one is budgeting and are considered in taking out loans to cover all costs.
In any case, did the OP not have work study and federal student loans from NYU?
Wondering if the OP qualified for auto $0 EFC last year or simplified needs test…but this year does not any longer qualify. .AND has assets that were not counted last year but are this year.
Yes. From personal experience, in person discussion has always been more effective when trying to get one’s way. A firm handshake and greeting smile goes a long way.
Not yet. I’ve spoken with a financial aid counselor and they’ve contacted the scholarship department at NYU and they’re waiting to hear back.
What is confirmed though is that my FAFSA was received on time, I am in good academic standing, and my EFC and need were determined to be the same. Now I’m playing the waiting game and dying a little inside with each passing moment :’)
If I don’t get the scholarship money back though/get this worked out, I’ll probably just take a year off to work, maybe take some community college classes if I can afford it, and then hopefully transfer to Columbia for 2019-2020. (Unsure where else I’d want to go other than Columbia because I love NY a lot)
Also @uskoolfish the estimated cost of attendance for NYU with all the extra fees is 72.9k, and they gave me 67k technically and then I had 5.3k from the pell grant, for a total of 72.3k. All of the money was designated as a scholarship, no work study or loans. They did offer a $600 loan to meet the difference between my 72.3k and their estimated 72.9k, but I did not take it. Sorry if there was any confusion there.
But you’re right, they are usually stingy with aid. Honestly not sure why I got so much money from NYU in the first place. I didn’t apply to any scholarships, just submitted the FAFSA
If you find you need to transfer, you’re from NY State, you might also want to look at the CUNYs in the city. That way, if aid at another school doesn’t turn out as you need it to, you’d have the in-state rate on tuition at a CUNY to act as backup. There are some good CUNYs - Hunter, Lehman, Baruch, etc. This would allow you to stay in the city.
What are you studying at NYU? There could be other options as well, depending on your major.