<p>Those loans from Chase are Chase’s own private loans, not guaranteed by the government. I love this part in the fine print: “Although a cosigner is not necessary or required to apply for a private student loan, a qualified cosigner may help you get approved for a private student loan and possibly help you qualify for a better interest rate.”</p>
<p>Heh. Anyone can apply for a loan, but not anyone can get a loan.</p>