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<p>The number I quoted there, $3,500, included my estimated costs for the whole year. Not just flights.</p>
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<p>Probably not. My name is on the lease and I’m subletting to someone else.</p>
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<p>The best way that I can explain it is that I am already imminently identifiable by the information attached to my account; I don’t feel a particular need to make such an identification even easier.</p>
<p>It’s just a basic privacy issue. If I had shared less information in earlier threads, then I would have no problem with sharing the name of my school with everyone now.</p>
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<p>From the OP…$400 each way for plane tickets. This is mighty costly. I fly coast to coast and have never spent more than $500 round trip. This seems high to me…and is a way you could conserve some cash.</p>
<p>OP…you are not looking for STUDENT loans (your school doesn’t allow those…and those are the ones whereby the student does not need collateral). You are looking for PRIVATE loans. You WILL need either a steady job income, sufficient collateral, or a cosigner to get a PRIVATE loan.</p>
<p>OP - Thanks for the Americorp info. My daughter looked at it but did not persue. I’ve recommended to others not realizing the limitations. </p>
<p>Good luck to you! It’s great to hear about a student eager to dig into academics, and I hope find a way to make it work.</p>
<p>Oy. I would’ve just made a new account, but too late now I guess.</p>
<p>Hitchhike?
Also, the school has a separate forum on CC (which surprised me, honestly), so there might be lurkers there who you could carpool with and such. If you’re worried about being identified, make a new account and then post there to see if anyone is willing to share expenses with you. And I’m sure that once you get there, you’ll find ways to cut corners.</p>
<p>You can do it!!!</p>
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<p>I just checked and the tickets ran from $360 to over $400 for a one way ticket. I’d book a round way ticket but I don’t think I can do so for what would basically be a year (flying to in June 2011, flying back in June 2012).</p>
<p>That is also operating under the assumption that I never go home for breaks. I might be looking in the wrong place for flights though, if you have any suggestions, just let me know.</p>
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<p>I’m a bit confused. Aren’t there private student loans, like Sallie Mae and Chase offer? Or am I wrong? If I have to take out a private loan that I’ll have to start repaying immediately…that would make things a little more complicated.</p>
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<p>Once they finalize the list of those attending, we’ll all be sent the names of our classmates and contact information. </p>
<p>I’m pretty sure that I’d have to do the hitchhiking equivalent of the Cannonball Run in order to get across the country in time. It’s really almost as far away as humanly possibly from my home.</p>
<p>$400 sounds pricey for a one-way cross-country plane ticket. Have you tried different airports? Have you tried Southwest?</p>
<p>Hotwire.com
Priceline
Expedia
Orbitz
kayak
Southwest - use Ding!</p>
<p>“Aren’t there private student loans, like Sallie Mae and Chase offer”
No longer. Banks were ripping off students and the government and raking in huge fees for those loans. They were ended last year. Now all Student loans come direct from Uncle Sam.</p>
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<p>Sweet, brought it down to $280.</p>
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<p><a href=“https://www.salliemae.com/student-loans/smart-option-student-loan/[/url]”>404;
[Chase</a> Student Loans: Private Student Loans - College Student Loan](<a href=“chasestudentloans.com”>http://www.chasestudentloans.com/)</p>
<p>So, are those vestiges left over from last year? I was under the impression that there were still private student loans. Or are these now completely backed by the government etc…?</p>
<p>Prices on tickets are cheaper if purchased Tuesday-Thursday and cheaper again if flying Tues-Thurs.</p>
<p>Closer it gets cheaper it can get with Hotwire and Priceline. But sometimes it can fluctate hour by hour.</p>
<p>Last May for son’s graduation we paid around $40 for the hotel room and everyone else was paying the “school” discount of $280 per night down from $360…thank you Hotwire.</p>
<p>Kat</p>
<p>I have a friends whose D attends Hillsdale and she has had no problems getting jobs on campus during the school year to cover personal expenses.</p>
<p>Those loans from Chase are Chase’s own private loans, not guaranteed by the government. I love this part in the fine print: “Although a cosigner is not necessary or required to apply for a private student loan, a qualified cosigner may help you get approved for a private student loan and possibly help you qualify for a better interest rate.”</p>
<p>Heh. Anyone can apply for a loan, but not anyone can get a loan.</p>
<p>CountingDown, it really, genuinely is impossible for the OP to get a term-time job. </p>
<p>I wonder how many low-income students the school has had. Seemingly, for most of its students, the $3500 Cost of Attendance is not a hardship.</p>
<p>Another good source of low cost one-way plane tickets, for students only, is studentuniverse.com It is sometimes - not always - the cheapest.</p>
<p>Not a parent (another parsimonious student here), but I do have some tips to save $$:</p>
<ul>
<li><p>if you need a phone, get Virgin Mobile. Buy the cheapest phone from them from Walgreens (or another drugstore). Get the cheapest phone that allows you to only pay $20 for 3 months of service. It runs on Sprint, so the coverage is good, and you can use it only for emergencies. Otherwise I suggest borrowing your friends’ phones to call home on weekends.(you’d be busy with schoolwork though, so that might not be so much of an issue). It costs $.18 a minute/$.15 per text. Not bad, but the cheapest pay-as-you-go phone plan I could find.</p></li>
<li><p>Chase always sends out bank account offers to me, saying “get $125 for opening an account with us” and all you have to put in is a min. of $100, and they’ll deposit that money probably within two weeks of opening the account. Take the money out and close the account after they give you that money. Find banks that give out offers like this. I haven’t done this yet (I don’t plan on closing the account though), and I’m relatively ignorant of the whole banking game. This might help you establish credit.</p></li>
<li><p>With the credit you’ve established in the above suggestion, you can open a credit card. Open one that gives you frequent flier miles, and charge everything on that card. That way you can earn credit and miles to fly home with. </p></li>
<li><p>If you could spare time on the return trip home, take Amtrak or a bus. Granted, it will take a few days going across the country, but you might save a few hundred doing so. </p></li>
<li><p>Not sure if you’re college allows you to stay on campus during breaks, but if they don’t, couch surf or go to a homeless shelter. </p></li>
<li><p>If you need to earn easy money during the school year and you have a bit to spare, invest some capital concert tickets and scalp them (if you don’t have moral qualms about this). Justin Bieber, Jonas brothers, singers that little girls love, they always work. NOTE: this is a bit risky because there might not be as much interest in the tickets as you first anticipated, but I assure you, entertainers like Lady Gaga will definitely command a lot of money for her tickets (especially in places where the gay community abounds). Just decode the vibe of the people in and around the college, and find opportunities to scalp (stubhub, ebay, craigslist -> my fav. option b/c no fees). You can make probably $40-60 for cheaply scalping (weird oxymoron) a pair of concert tickets.</p></li>
<li><p>Find stuff to scalp, and be an ebay scalper. Not the best option either, but there are plenty of things you can scalp, like limited edition video games, etc. All it requires some capital and a little bit of research. Perhaps you can find the various people who have knowledge in these different scalping areas on campus. </p></li>
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<p>I probably sound like a jackass for suggesting you to scalp things, but it really is a way to earn some money without doing much, maybe just a little bit of research and relying mostly on hype. If you decide to do this you’ll make some bank.</p>
<p>You’re lucky you have a full ride, because my privates are asking me for roughly $30K a year (which I cannot afford). When I looked on Reed’s page there was a link for private student loans:
[Reed</a> College | Financial Aid | REED COLLEGE - Financial Aid](<a href=“http://www.reed.edu/financialaid/apply_for_a_loan_private.html]Reed”>http://www.reed.edu/financialaid/apply_for_a_loan_private.html)</p>
<p>It reminded me of your post. Hopefully you can save up $$ this summer and not burden yourself with financial need during the year!</p>
<p>Have you looked at the “In loco parentis” list at the top of this parent’s thread? I get the feeling that you will be attending a small, supportive school but if you need help in a pinch once you get there, maybe one of us parents lives close enough to your college to be able to help you out.</p>
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<p>What is a collegiate catastrophe? Is the college in danger of folding due to lack of funds? If it does close, would you be able to transfer any credits?</p>
<p>Also check SunCountry.</p>
<p>Watch out for bag fees on all airlines… you will probably have to check, since you are going for a whole year. In that case, Southwest is good to look at (2 bags checked free).</p>