I have a very difficult decision to make!

<p>Hello,
When I first started to apply to college, I was almost absolutely certain that I was going away to dorm for college. But, after receiving my financial aid packages, I'm finding that impossible...well, at least for now it is. All the "away" colleges that I got into are too expensive! I am now deciding between two colleges where I'll need to commute and financial aid will cover everything: CUNY Queens College and SUNY Nassau Community College.
Queens College (4 year college):
The classes here will be more challenging (i'm guessing) than at a community college. It'll also sound a lot better that I go to this college than a community college. I'm going to transfer after a year or two here, will they prepare me for it? or will a community college/2yr school help me more when transferring? Will I have a better chance at getting into good schools or more scholarships after graduating from a community college?</p>

<p>Nassau Community College (2 year college):
If I go here, I'm hoping to get into their honors concentration program. I'll be majoring in accounting and, according the their course requirements, it seems like I'll cover the typical core classes and some basic business (business law, micro, macro) and accounting classes (intro acct I & II and inter acct I & II). If I'm taking these classes here and will transfer to a 4 yr college after 1.5 yrs, will the 4 yr college require that I take the classes again (since I'll be majoring in accounting).. even if they take the credits and i received a good grade in these classes?
Knowing that CCs are usually easier and many of the students that go here "don't care," I'm hoping I will not get lazy when I transfer to a four year college...even though I'll be taking mostly honors classes. Are CC students usually behind when they transfer to a 4 yr college? This is my biggest worry.</p>

<p>Please give me any suggestions, reviews about either of the schools, etc.</p>

<p>Feel free to ask me questions for clarification.</p>

<p>Thanks!!</p>

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