<p>The only two state schools that guarantee to meet the full demonstrated need of all students are UVA and UNC. It’s typical for state schools (and, frankly, for most private schools) to offer far less aid than students’ demonstrated need. This is true for in-state as well as OOS students. That’s because most colleges lack the money to be able to provide more aid.</p>
<p>State schools tend to give their most generous aid packages to in-state students with very high stats. Some also will be very generous with OOS students with exceptionally high stats.</p>
<p>Taking out $25,000 a year in loans would be a mistake because it would be a crippling amount of debt – very difficult to repay.</p>
<p>It would be better to commute from home to a 4-year public or community college. Many people start at community colleges then transfer to in-state publics.</p>
<p>And with most states looking at a dismal budget future, the amount of aid they can offer will only be decreasing. In fact, many states are looking at boosting out-of-state tuition and the number of full-pay out-of-state students to help make up for the deficit. Your offer will never get better and will likely get worse as time goes on.</p>
<p>Just curious, as I know kids who are paying OOS tuition for your state schools, why you aren’t even considering them?</p>
<p>It’s typical for state schools (and, frankly, for most private schools) to offer far less aid than students’ demonstrated need. This is true for in-state as well as OOS students. That’s because most colleges lack the money to be able to provide more aid.</p>
<p>Very true. But the FA packages for OOS students often look sooooo much worse because big Plus loans are put in to cover most/all of the OOS portion of tuition (and other costs as well.) If this same kid had been an instate student for Mich Sta, then all of his Fed aid & his Mich resident aid would have covered a good bit (if not all) of his COA. </p>
<p>I really think it would be more honest for most OOS publics to just state…unless you have high stats, don’t apply if you can’t afford to go here. However, since they want the app $$ and the app numbers, they keep that a big secret.</p>
<p>Wow, even I am shocked. I didn’t realize being out of state was so much more expensive than instate.</p>
<p>^^^</p>
<p>Yes, some publics charge 3 times the tuition for non-residents. Then, when you add in room, board, fees, books, etc…it can cost as much as some privates.</p>