^^^ Actually, it will just make sure the socio-economic caste system stays in place regardless of merit or ability. The wealthy can afford college for the 2.0 student. Many of the rest can’t afford college for the 3.5 student without loans. Most DO pay back their loans. They just can’t pay for other things while doing so - hence hurting the economy and the socio-economic chance to improve. Many 3.5 students can do well given an opportunity - far better than asking if you want fries with that.