Not sure what you mean, here. If you are suggesting that credit be taught in K-12, I agree but also disagree. While a nice idea, I don’t think it will matter one iota. The best all the teachers in the world will never able able really help someone understand debt until they start paying their own bills, and gets to see what loans/interest does to quality of life.
I think everyone agrees with the concept, but where to you draw the line? Unlimited grad school (loan) funding for 10+ years to obtain a PhD, when the vast majority of grads have no shot at an academic job? Undergrad loan funding so one can attend a sleep away college OOS when the instate public offers a fine education?