<p>I need 20,000 for this up coming yr. i wanted to take a loan out but i dont have a co-signer and not 2 yrs of credit history. are there any loans i can quilify for</p>
<p>I'm in the same boat. I have to take out some significant loans for when I transfer from the CCC to a university and my credit is in the toilet. Also, I have no one to cosign with me.</p>
<p>Perhaps someone can offer some ideas for us and others in our situation.</p>
<p>We all need money. Its the degree in which we need money.
The Murphy's Banker's adage: "When you need money, you can't get it. When you don't need money, you can get all you want!"</p>
<p>Advice:
Cleanup credit ASAP while interest rates are relatively down. If you don't have credit-get credit.</p>
<p>Get an income and save, Save, SAVE!</p>
<p>Improve your grades to prove to lenders that you are of good student.</p>