I was in a similar situation a few yrs ago, I was marginally ready for college algebra but was on the edge in the beginning of the sem and steadily got worse. I didn’t put in as much effort as I could have regarding office hours and tutoring, and I was lazy and too focused on my work and social commitments at the time so I just decided to withdraw and do a lower level later on. I regret not just sucking it up and doing everything I could to pass with at least a C because I changed schools the next yr and since I didn’t take college level math nothing transferred so I had to do the placement testing again and my memory of math dwindled and it was harder for me to place into the same class at my new school that I had previously qualified for. This is basically the worst case scenario but there’s still valuable lessons to be learned from my mistake! Just get it over with now so it doesn’t have a chance to haunt you later.