<p>You wouldn’t be a transfer student if you already had a BA, much less if you already had an MA. An applicant who already has an MA is a grad student looking at PhD programs.</p>
<p>That issue aside, you should not expect to get better need-based aid as a transfer student, and you should expect merit aid to be harder to come by.</p>
<p>It’s a lot easier to keep open the option of medical school than it is to keep open the option of being an engineer. Pre-med isn’t a major and med school requirements are a relatively small number of courses. You’d run the risk of being cut off at some point, but if your parents know as little about the med school process as they do about undergrad financial aid, that may be a risk you’re willing to take. It’s going to be easier to game them than to game the financial aid system.</p>