<p>The OP described a scenario that could happen, and certainly does happen. That’s why I don’t care so much if it wasn’t literally true. I guess there’s always a problem when somebody asks for advice, and the situation they’re in is because of something they did (or failed to do) in the past. Do you identify that fact? I think on a forum like this, you do, because other people will read and (hopefully) benefit from it. Then, you provide the best advice you can for getting out of the predicament the OP may be in. Those of us who thought OP made a mistake in the past still gave advice as to what to do (in my case, it was to apologize and buy the kid a car to use at ASU–I still think that’s pretty good advice to somebody who would would be saving a couple of hundred grand).</p>
<p>And yeah, it can come off as judgmental. But sometimes people are asking us for our judgment about what they should do, but don’t want any judgment of what they did in the past. I think that’s too much to ask for in this kind of forum.</p>