<p>I would initially be as dismissive as Erin’s Dad and UCB. </p>
<p>However there are a bunch of factors that make me take you seriously.
- You applied to 16 schools and don’t need aid.
- The chances of you getting rejected by all of them, UCB’s comments not withstanding. are miniscule. You really are a competitive applicant.
- Both your parents were very successful and if you want to continue in the “family business” which might be something like investment banking or money management, you might really need to go to a prestigious university, though WUSTL is certainly in that league.
- You can afford to take a gap year and have plans to make good use of it.
- I’m sorry about your mother, that must have been very hard to lose her when you were so young. </p>
<p>I think it might be ok to make those contingency plans if you’re not satisfied with your choices. </p>
<p>There are also good UK options. For example St Andrews deadline isn’t until May 1st. You wouldn’t be the first US student unhappy with their options to make a last minute application across the pond.</p>