<p>You would have to contact your college and ask. MOST school based grants are awarded to incoming freshmen…not NEWLY to returning students.</p>
<p>Also, are you talking about scholarships? Many folks think of need based aid when they hear the word GRANT. Grants are typically awarded as need based aid. I seriously doubt that you will be eligible for those with an income of $120K or so. </p>
<p>There ARE some scholarships that are awarded to students by departments as returning students. BUT honestly, you will only have been there ONE term. Seems to me, that the students who have been there for the full year, with demonstrated very high achievement in the department would be more likely to be chosen than someone who has been enrolled one term only.</p>
<p>BUT call U of Miami…and ask them. They would be the ONLY ones to be able to give you the answers about availability of scholarships for sophomore returning students who did not receive them as incoming freshman.</p>
<p>It sounds like you have already committed to attending this school…and that you do have a plan for paying for it (right?). It’s good to continue to look for ways to defray some of the costs. I would HIGHLY recommend that you get a job when you get to college…that is one way to earn some money…and working 10 hours a week or so is a good thing to do for many students.</p>
<p>*My parents can probably pay full tuition. But nothing bad in looking for a discount. I really only want the grants. No need to take out a loan and pay interest when we could easily full tuition(maybe not easily) *</p>
<p>You need to ask your parents NOW if they’ll pay $50k per year for UMiami (plus int’l travel costs). You need to know that now. I don’t know your situation, but some families would have a hard time paying that much for 4 years with an income of $120k. </p>
<p>*Okay, but can i still get grants for my sophomore year even I probably dont get anything this time arounds *</p>
<p>Not likely for a few reasons. </p>
<p>You’ll be a returning student and schools often don’t give better packages later. </p>
<p>With your family’s income and likely assets, you won’t qualify for much/any grants.</p>
<p>UMiami doesn’t meet need, so no need to give a returning student any additional money. </p>
<p>And, since you’ll be a returning student, you won’t likely get much/any merit scholarships since those are mostly for incoming frosh for FALL semester. </p>
<p>You probably should delay starting at UMiami (or elsewhere) until Fall. Otherwise, you may find yourself in a worse situation if your parents can’t continue to pay $50k per year. </p>
<p>Ah…this is a little misleading. The FAFSA would need to be completed with the student’s PARENTS’ incomes and assets…and the aid would be based on THEIR income and assets, not the student’s alone.</p>
<p>I hope that is what the poster meant to say!!</p>
<p>If I am remembering correctly, if you skip a year of doing the FAFSA, you don’t get to do it the next year (I could be wrong about this). And remember, the Stafford loans are in the child’s name, not the parents’. And I suggest you do some research about what your uncle is doing with your Social Security number. It’s hard to understand how he’s your “guardian” when your parents earn a substantial income and you live with them.</p>
<p>*FAFSA is filed every year, so if you don’t get any aid this year, then you, based on your 2012 income, can get aid. *</p>
<p>Well, this student may never get any aid other than a student loan for varous reasons.</p>
<p>1) EFC will likely never be below Pell
2) Miami doesn’t meet need (if there is need).
3) Miami tends to use its money to attract the best incoming Fall frosh class to help its rankings.
4) Miami will have little incentive to help a student who is full pay for the first semester and then provide aid at a later time - especially without a significant change in circumstances.</p>
<p>This student has made some statements that seem like she’s unsure if her parents can pay the entire COA. She needs to get clarification as to whether they will pay the full $50k+ per year plus international travel for all four years. Since she wants to start mid-year, they may be thinking that they’ll only have to pay for that semester (half of a year’s COA) and then she’ll get aid after that. If they have no intention of spending $200k+ on Miami, then this student needs to reject Miami, and reapply for fall at schools that will be affordable and/or will give her merit scholarships.</p>
<p>Dora…what was your SAT score and what is your GPA?</p>
<p>mom2ck and thumper - You folks should be aware that capitalizing words means “shouting” in email. I realize that you capitalize for emphasis, but email-savvy people (especially the younger generation) will interpret this as anger and lecturing. Hence, comments such as “you don’t like me.”</p>
<p>Dora, grants are based on financial need…high income families generally have little or no need, so schools do not usually award them grant aid unless there are extenuating circumstances like high medical bills, loss of employment, etc. In that case, the parents can appeal their EFC based on special circumstances and the school may, or may not, adjust the EFC. When packaging students, school first deduct the Expected Family Contribution (either federal or institutional) from the COA to see how much need there is. If there is no need, why would they award grants? Grant money is a finite pool at most schools and is reserved for those with financial need. Anyone can get merit scholarships, if the school offers them.</p>
<p>MisterK…I was shouting the words I capitalized because many times when I post the same info with out the “shout out” folks totally ignore those words. I didn’t shout anything offensive to this OP…just noted “yours vs theirs”…“student vs parent”, etc.</p>
<p>Nothing angry in my words at all…even if they were “shouted”.</p>
<p>*is it rare for high-income parents to get grants for college ? *</p>
<p>Grants are for “need based aid,” and it doesn’t sound like you qualify.</p>
<p>Scholarships aren’t often based on need, but your stats aren’t high enough for Miami to give you a merit scholarship…and you’ve applied for Spring.</p>
<p>Have you asked your parents if they will pay $50k per year for all 4 years? If they won’t, then you need to pause and change your plans.</p>
<p>thumper1 - Believe me, I understand what you’re saying - you’re not intending to shout, and there’s no anger. Unfortunately, that’s the conventional meaning for all caps, so that’s what these kids will hear. Everyone they know understands the convention, and lives by it. There’s no way to get around it!</p>
<p>Hopefully people have some critical reading abilities at this point in their educations. I don’t think there’s a need to continue harping on this to posters like thumper who freely provide valuable insight and info on a regular basis…and have done so for years.</p>