I cannot go to New York and dorm because it would be a difference of about $9,000.00 with my school. My out-of-state tuition was only $6,100.00 and now it would be $15,100.00. I would have to take out all of that in loans because I did not qualify for NY State Aid or the Pell Grant and with interest, I would be in debt closer to $20,000.00 for the first year by the time I paid it off. I can’t do that.