Don’t know your family situation, but if your parents can truly afford to retire at the same time their child goes off to college, then perhaps they could fund your difference. In other words, they must have known they were jamming you up when they changed their plans. It would be pretty cold of them to spring this on you after the fact of the college application process and not give you a chance to include a local (Georgia) option, especially since they were crunching their own numbers at the time. Perhaps they could budget ~$800 per month for your dorm? If not, you should follow the advice above regarding changing plans and attending an affordable Georgia school.