@kingofderp69, I think with your current stats you qualify for full tuition at U Toledo and Howard. There is a selection process at Toledo and I think Howard’s is first come first serve so I would apply to these soon.
Toledo says if you get the pharmacy excellence scholarship, it’s good for 4 years. I would think that covers 2 yr prepharmacy and 2 yr pharmacy. But you can check with them. Also ask Howard about their scholarships and how they would apply to their pharmacy program.
Full tuition would mean you pay for fees, room and board. You can use Pell, student loan and work earnings and savings towards that.
The $20,000 inheritance savings, are they in your name?
I think your instate schools that also have pharmacy schools, should be pretty affordable, are they? Do they offer merit?