<p>If you reported those two scholarships to the university, then it would negatively affect your financial aid package. My son reported an outside scholarship, and his financial aid package went down by that amount. They took it away from his work study. If you only have $451 in an unsubsidized loan, they should be able to increase that loan amount by $700 (more if you would like) to make up the loss of your AC grant. Bottom line, is give them a call. They should be able to help you find a way to get $700, and in all probability that will include an increase in a loan amount. Good luck.</p>