<p>USC Columbia has been my first choice school for awhile. I will not be receiving any financial aid and out of state tuition is very costly. I know I must pay OOS tuition for my first and second year. (For instate tuition, you must live off campus for at least year prior and dorms don't count). I was wondering if I moved off campus my second year, got a SC license/registration, and took out loans in my own name, would i qualify for in state tuition my third year? SC requires that you make 50% of your income and prove it, so if the loans were in my name and my parents cosign them, is that still valid?</p>
<p>No, you must be completely independent of your parents. You will not be considered in state and you will not receive in state tuition</p>
<p>
</p>
<p>NO you will be considered a resident of the state in which your PARENTS reside.</p>
<p>How would you take out loans “in your own name”? Banks are not issuing loans to folks without sufficient income/collateral to secure the loan. You would likely need a cosigner to get this loan you are hoping to get.</p>
<p>I see from other posts that you are a prepharmacy hopeful. Please check with each of your schools as at some point, most pharmacy (once they enter the pharmacy program) students become independent for FINANCIAL AID purposes because their program becomes a “professional program”. However, this does not mean that you would qualify for instate status at an OOS school. It simply means you would be independent for financial aid purposes (which actually means very litte at the professional school level).</p>
<p>Amanda…</p>
<p>The ladies above are correct. you won’t get instate tuition.</p>
<p>It sounds like you’re planning on borrowing a lot of money for undergrad. That is a VERY bad idea. You don’t want to ruin your adult life burdened with big debt.</p>
<p>What are your less expensive options?</p>
<p>Then is there any possible way for me to receive in state tuition my third year?
I don’t really have any other options, unless I go to an in state public university (do my pre-reqs in 3 years as oppose to 2 at USC) and then transfer to an out of state pharmacy school (which are extremely hard to get into)?</p>
<p>
</p>
<p>Your whole family could relocate to South Carolina. BUT before you do so, check SC’s regs…some states keep whatever status you are when you enroll for ALL four years (or in your case…six). However, if SC isn’t one of those, if your family relocates to SC, you will be eligible for instate tuition AFTER they have resided in South Carolina for one full year. They will need to STAY there for you to continue to be eligible for instate tuition.</p>
<p>Are you telling us that there are NO pharmacy programs within your state? I find that hard to believe.</p>
<p>That’s not really plausible, because both my parents have steady jobs here in NC. The only public pharmacy school is UNC-CH. It’s ranked 2nd pharmacy school in the nation, and I can’t get in undergrad, yet alone pharmacy school.</p>
<p>Would you consider a community college in NC that has an articulation agreement with CH (remember, there is more than one road that will take you where you need to go)?</p>
<p>No, I wouldn’t go to a community college. Will I still not get in-state third year if I declare I am independent of my parents?</p>
<p>
</p>
<p>Amanda, listen again. You can NOT just decide to declare yourself “independent” from your parents. SC and most other states CLEARLY state that undergrad students are residents of the state in which the PARENTS reside.</p>
<p>If this was as easy as you are trying to make it out to be…ALL third year students would be paying instate tuition. We know that is NOT true.</p>
<p>You are a resident of the state in which your PARENTS reside for tuition purposes for college. Your status with regards to how you file your taxes doesn’t matter…and other things you are pointing out…don’t matter.</p>
<p>Why would I not be able to declare independence if I own my own domicile, have a job, and meet all the other requirements for residency (such as providing more than 50% of income for yourself)?</p>
<p>Amanda, you need to check the guidelines for USC-Columbia.</p>
<p>How will you “own” your own domicile? You will need to provide 50% or more of ALL of your expenses including the previous years’ out of state tuition costs, room, board, and all personal expenses. You will have to demonstrate that YOU alone earned this money and took none from your parents to meet any expenses. Will you be able to do that AND attend school full time?</p>
<p>Even so…many schools do NOT allow STUDENTS to set up their own “domicile” as undergrads. They are considered residents of the PARENT’S domicile for tuition purposes. Schools are very rigid about this.</p>
<p>Amanda, you are not listening because you don’t want to hear the answer. It would be impossible for you to become in-state if you attend school full-time because you will not earn anywhere near enough with a part-time job to establish financial independence. As others have noted, that “more than 50% of your expenses” must include your out-of-state tuition/fees, as well as room/board, books, etc. with absolutely no help from your parents.</p>
<p>And even if you could do all that, there’s still another “gotcha” listed under the state regs:</p>
<p>
</p>
<p><a href=“http://www.che.sc.gov/StudentServices/Residency/Q&AResidency2008.pdf[/url]”>http://www.che.sc.gov/StudentServices/Residency/Q&AResidency2008.pdf</a></p>
<p>Amanda</p>
<p>USC is generous with out of state tuition waivers for top students who apply as freshman. It is worth your time to check and see what kinds of offers they have for students transferring in from out of state.</p>
<p>It may mean that you have to make top grades, but the offer may be very generous if you do this.</p>